![]() Separate your Christmas savings to prevent overspending. Prioritise who you want to buy gifts for and set a limit on gifts and spending.Your budget should be whatever amount you can realistically afford. I even ended up with some money left over. Last Christmas, I set a realistic budget of £500, made a list and stuck to it religiously, which meant a lot of shopping around. Make a list of what you want to buy and stick to it to avoid being swayed into unwanted sales and discounts.MAKALA GREEN’S TOP TIPS FOR CHRISTMAS, BACKED BY A NATION OF SAVERS: One of those ways is using loyalty programmes, with 79% of shoppers now using loyalty programmes, such as Virgin Red, when it comes to their daily shop and earning points on their everyday spending. With pockets being squeezed now more than ever, a poll of 2,000 adults found nearly one in five have admitted to reducing their Christmas budget this year, whilst a quarter of Brits are planning to slash their Christmas budgets by up to 30%. "Whether that’s getting the kids involved in making their own decorations or spending all the loyalty points you can earn within the next 100 days on Christmas gifts and festive travel, there’s so many ways to make your money work harder in the run up to Christmas." ![]() ![]() Rethinking the traditional turkey meal and regifting those items you don’t really want are recommended by money-saving supremo Makala Green, who said: "Forewarned is forearmed, so this year I am making it my mission to help families be better informed on how to save at Christmas. Simple shifts in behaviour can help save extra pounds for Christmas presents and days out. Saturday, September 16, marks 100 Days until Christmas and Virgin Red with financial expert Makala Green are encouraging spenders to make the most of the next 100 days with must-know hacks to help reduce the Christmas pressure. ![]()
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